Tompkins County
New York

Resolution
2017-88

Establishing the Platinum Plan/Simply Blue Plan Offered through the Greater Tompkins Municipal Health Insurance Consortium as an Option Available to Retirees Eligible for Health Coverage Provided by Tompkins County and Establishing a Premium-Cost Sharing formula for the Retiree Platinum Plan

Information

Department:County AdministrationSponsors:
Category:Personnel (Positions, Salaries, Benefits)

Resolution/Document Body

WHEREAS, Tompkins County currently offers County-supported health insurance benefits to individuals who retire from the County and are eligible for pension benefits through the New York State Retirement System, and

 

WHEREAS, the health benefit plans offered to retirees are the same as those offered to active County employees, and

 

WHEREAS, most retirees currently support fifty percent (50%) of the premium cost for individual coverage and sixty-five percent (65%) of the additional premium cost for family coverage, and

 

WHEREAS, in 2015, the County added the Platinum Plan/Simply Blue Plan (“Platinum Plan”), offered through the Greater Tompkins Municipal Health Insurance Consortium, to the health benefit plans available to active County employees, and

 

WHEREAS, the Platinum Plan is now the sole health insurance option available to nearly all County employees hired after 2016, and is an optional plan available to other active employees, and

 

WHEREAS, the Greater Tompkins Municipal Health Insurance Consortium makes periodic adjustments to the Platinum Plan it offers in order to maintain an Actuarial Value as defined by the Patient Protection and Affordable Care Act (ACA) that is equal to an overall plan benefit for the average participant of 90% for the Platinum Plan, meaning that co-pays and deductibles may vary from year-to-year in order to preserve a 90-10 split of approved medical care costs between the insurance plan and covered member, and

 

WHEREAS, the County now wishes to add the Platinum Plan, or equivalent plans that may succeed it, to the options available to County retirees, thereby allowing retirees an additional choice of health coverage plans, and

 

WHEREAS, the County further wishes to pass the cost savings associated with the Platinum Plan to the retirees who select that plan, allowing retirees a lower premium cost without a commensurate increase in health benefit costs borne by County taxpayers, and

 

WHEREAS, to achieve that desire for the retiree to realize the full cost savings of the Platinum Plan option, each year the County’s contribution to the retiree’s Platinum Plan premium will be set equal to the lesser of the County’s contribution to the “Classic Blue” or equivalent successor plans or 100% of the Platinum Plan premium cost, now therefore be it

 

RESOLVED, on recommendation of the Budget, Capital, and Personnel Committee, That this Legislature directs the Commissioner of Human Resources to make the Platinum Plan option, or its equivalent successor plan, available to retirees, both existing and those who will enter retirement in the future, provided that opting into the Platinum Plan is a one-time election,

 

RESOLVED, further, That the County’s contribution to the premium cost of the Retiree Platinum Plan shall be set and shall remain equal to lesser of the County’s contribution to the premium cost of the Retiree Classic Blue Plan, or its equivalent successor plan, or 100% of the premium cost of the Retiree Platinum Plan and that the retiree’s share of the premium cost therefore be equal to the difference between the total Platinum Plan premium and the County’s contribution to the premium.  

SEQR ACTION:  TYPE II-20

 

Meeting History

May 8, 2017 4:00 PM  Budget, Capital and Personnel Committee Regular Meeting
RESULT:RECOMMENDED [UNANIMOUS]
MOVER:Glenn Morey, Member
SECONDER:Daniel Klein, Member
AYES:James Dennis, Michael Sigler, Glenn Morey, Daniel Klein
EXCUSED:Leslyn McBean-Clairborne
May 16, 2017 5:30 PM Media Tompkins County Legislature Regular Meeting

Mr. Mareane provided detailed information about this proposal and said it provides a more affordable option for health insurance for retirees, but does not shift the burden to taxpayers. He said this Plan would not take effect until January and retirees can enroll during the open enrollment period. In addition, once a retiree has selected the plan, the retiree cannot move to another plan.

RESULT:ADOPTED [UNANIMOUS]
MOVER:James Dennis, Member
SECONDER:Glenn Morey, Member
AYES:Carol Chock, James Dennis, Rich John, Anna Kelles, Dooley Kiefer, Daniel Klein, Michael Lane, Leslyn McBean-Clairborne, Martha Robertson, David McKenna, Glenn Morey, Michael Sigler
EXCUSED:Will Burbank, Peter Stein